Santander Consumer USA received more than just an auto-finance applicant’s credit score and risk assessment from FICO. At the ...

The Santander US Auto business has won a 2025 FICO® Decisions Award for category AI, Machine Learning & Optimization.

Low credit scores are keeping some Wisconsin residents from homeownership, renting properties and even job opportunities.

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.

Brenda Brown, a loan officer with more than 20 years of experience, sat down with us to answer questions about credit.

Key takeaways To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross ...

Discover financial opportunities with a good credit score. Learn about FICO Scores, VantageScore, credit score impacts, tips ...

Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

One popular strategy is known as credit card churning — opening and closing cards to earn sign-up bonuses and rewards.

Over half of respondents to a new U.S. News survey — about 53% — don’t know FICO scores are the scores lenders look at to determine your creditworthiness. In fact, about 44% confuse FICO ...

About 53% of respondents don't know FICO scores are the scores lenders look at to determine your creditworthiness, and over half incorrectly say carrying a balance month to month boosts your ...