This is what happens when Buy Now, Pay Later loans are folded into FICO scores
After a detailed study with Affirm, FICO is considering a scoring model that incorporates BNPL loans, offering the ...
Most Credit Scores Unhurt by Buy Now, Pay Later Loans, FICO Says
The biggest US buy now, pay later providers have long pushed back against sharing their data with credit-scoring firms, ...
What is a credit score and why does it matter?
Learn what a credit score is, how it's calculated, the different score ranges, and why it matters to get the best rates on ...
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more ...
What Credit Score Do You Need to Get the Amex Platinum Card?
There's no magic number, but you'll probably need a FICOⓇ Score of at least 670. Learn what else it takes to get the Amex ...
Is it worth trying to get the highest credit score?
Having a top-tier score might also "provide peace of mind," as it "reflects disciplined financial habits and responsible ...
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Why the perfect credit score isn’t necessary
The perfect 850 credit score can give you some enjoyable bragging rights, but you don't need to be perfect. Your real credit ...
How revolving credit affects your credit score
One of the most common forms of revolving credit is a credit card, which can significantly impact your credit score. By following the lender’s repayment rules and keeping an eye on your credit ...
Which credit bureau is used most?
Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as ...
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Don't Let 'Bad' Credit Hold You Back. Try One of These Cards to Rebuild Your Credit Score
A credit card designed for people with "bad" credit typically has more relaxed approval requirements. These credit cards ...
Do business credit cards affect your personal credit score?
A business credit card can affect your personal credit score, but it depends on the type of card, how the provider reports ...
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How credit inquiries affect your credit score
while the newest FICO score gives consumers 45 days to shop around for the best rates and terms. A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases ...