Your payment history and how much of your credit limits you use are the two ... Here is a list of our partners and here's how we make money.

Lenders want to lend money and extend credit — that is how they make money ... so signing up for these accounts won't affect your credit score. Remember to keep your credit utilization ratio ...

How to lower your credit utilization rate and get a higher credit score It's important to make your CUR as low as it can be, without hitting 0%. This will help you get a good credit score ...

If you want to improve your credit score, make your payments on time and in full and keep your credit utilization ratio (the ratio of credit used to credit extended) low.

Your credit utilization ratio is the amount of debt you have divided by your total credit limit. Credit utilization accounts for a decent chunk of your credit score, so aim to use no more than 30% ...

If you're looking for a great cash-back credit card to help you rack up rewards on everyday spending purchases, consider the ...

She has extensive experience as a consumer reporter, leveraging careful research and reporting to help readers make ... Credit card companies typically decline to reveal what minimum credit score ...

“As long as you keep up with future payments, you should see your score improve over time, making it easier to get approved for credit at better rates.” If you pay your debt in full and on ...