Which credit score do mortgage lenders use? Fannie Mae and Freddie Mac use FICO scores to determine borrower eligibility for ...

Paying off your balances and reducing your debt load is the fastest way to boost your credit score. “Say your credit cards ...

Length of credit history: "Lenders like borrowers with proven track records," so scores "consider how long your credit ...

FICO and VantageScore will pull your credit score from one of the three ... every month.) Each time you apply for credit, an inquiry appears on your credit report, regardless of whether you ...

A credit score of 800 or above is considered excellent and has the same benefits as a perfect 850 score. Benefits of an 800 ...

There are five factors that make up your credit score, and each one is weighted differently. Credit moves like paying your bills on time and fixing errors on your credit report can boost your ...

After a nearly three-year freeze on mandatory payments, the U.S. Department of Education is phasing out its lenient approach ...

Brenda Brown, a loan officer with more than 20 years of experience, sat down with us to answer questions about credit.

which is used to create your credit report and score. Lenders and insurers use your credit report to assess your creditworthiness to determine whether to grant you a loan, credit card, car loan.