or free services that can help with DIY credit repair). Always paying your bills on time is the single best way to build and maintain good credit. Your payment history makes up 35% of your credit ...

If you’re struggling with bad credit, you may stumble upon credit repair companies that boast the ability to clean up your credit report. These companies often target consumers with less-than ...

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.