The Fair and Accurate Credit Transactions Act, also known as FACT Act or FACTA, is a law that was enacted in 2003. It updated ...

Truncation requirements are specified in the Fair and Accurate Credit Transactions Act (FACTA) of 2003, a law that amended and expanded the Fair Credit Reporting Act of 1970. FACTA had a focus on ...

Credit card consumers have a number of different rights and protections afforded to them, many of which are laid out in the Fair Credit Billing Act. The law has been around since 1974 — longer ...