Part of the issue is that the recent surge in digital lending and automated debt collection systems has made mix-ups more ...

delinquent credit card debt, late loan payments or something else entirely. It starts with phone calls and letters, but over time, debt collectors' tactics can escalate to lawsuits and wage ...

Step 2: Dispute credit report errors Review your credit report ... You can make use of this in two ways: Goodwill adjustment letter: If you've had an otherwise solid payment history with a ...

This letter should include ... You'll also want to file separate disputes with any credit bureau that's reporting the debt. Under the Fair Credit Reporting Act, credit bureaus must investigate ...